Cosi Loan

How would you like to pay off $24,000 in credit card debt without increasing your current monthly expenses?

How It Works

At Valued Mortgage, we achieve this by reducing your monthly mortgage payment resulting in more control over your monthly cash flow. The COSI loan program has a minimum monthly payment and three types of payments to choose from. It works very much like a credit card.

The minimum payment with a COSI loan is based on a 1.95% interest rate, or you can choose a payment based on interest only, a payment based on a 30 year program, or a payment based on a 15 year program. An example of a monthly statement is available. Contact us for more information by calling the toll free number below. Be sure to mention that you would like to see if you qualify for a COSI loan.

The minimum payment changes each year for the first three years by a maximum of 7.5%. For example, if your monthly payment is $1,000.00 to start, the following year it will be a maximum of $1,075. The yearly change takes place until the minimum payment equates to an interest rate of 5.79%.

We have saved homeowners a significant amount of money with the COSI loan program. If you qualify, we can achieve the same results for you. There is no obligation to pre-qualify.

Call us today to consult with a mortgage specialist.

1-800-392-1050

or apply online